Home Insurance
Protect your home and everything inside it.
Learn more
Protect what
matters most.
Thoughtful coverage. Local expertise. One advisor for your home, your cars, and everything you love to get out and enjoy.
What we cover
Coverage built
around your life.
From your daily commute to the boat that only leaves the marina twice a summer — we shop the carriers most likely to fit your situation.
Auto Insurance
Reliable coverage for every mile you drive.
Learn more
Umbrella Insurance
Extra liability protection over everything you own.
Learn more
Condo Insurance
Protection for your condo, walls-in.
Learn more
Renters Insurance
Affordable protection for life as a renter.
Learn more
Recreational
Coverage for the things you play hard with.
Learn moreWhy Trestle
The independent difference.
Insurance is really about the people and the life you’d do anything to protect. Policies and deductibles are just the mechanics — here’s how we make them work in your favor.
How we workWe work for you, not a carrier
A captive agent can only sell one company’s policies. We’re independent — we shop a dozen A-rated carriers and bring you the one that actually fits, not the one we’re obligated to sell.
One advisor, every time
No 1-800 menu, no chatbot deflection, no new rep on every call. You get a licensed Northwest advisor who knows your policies, your property, and your name — through every renewal and claim.
Rooted in the Northwest
Earthquake exposure in Seattle, wildfire risk east of the Cascades, wind and hail in Spokane, wildfire and quake in the Mountain West. We insure the risks of the places we actually live.
Bundle math that actually wins
Home, auto, and umbrella shopped together — we run the real combined number across carriers, not just the cheapest standalone quote. Most clients save 10–25% bundling correctly.
Licensed & appointed
Meet the team
“Our job isn’t to sell you a policy — it’s to understand what you’ve built, then find the carrier that protects it best. And to still be here when you actually need to use it.”
TrestleThe Trestle teamLicensed Personal Lines Advisors · Pacific Northwest
Licensed personal-lines advisor 9-state western license Independent agency
Licensed across the West
Rooted in Washington. Looking out for the whole West.
We’re a Pacific Northwest agency at heart — but a Trestle advisor can place your coverage across nine western states. Local advice, a multi-state license, and the same person on the phone wherever you call from.
Washington · Home baseOregonIdahoCaliforniaMontanaArizonaNevadaTexasUtah
Headquartered in Washington State · Licensed in WA, OR, ID, CA, MT, AZ, NV, TX & UT
What clients say
Trusted by households across the West.
★★★★★
They caught that my old policy left my detached garage barely covered, fixed it, and still came in under what I was paying. First time insurance actually felt handled.
★★★★★
Bundled our home, two cars, and an umbrella. The advisor walked us through where the real risk was instead of upselling — and we talk to the same person every time.
★★★★★
Filed a claim after the windstorm and actually reached someone who already knew our file. Cannot overstate how rare that is.
Sample reviews shown for layout. Real, verified client reviews will appear here before launch.
How it works
Four steps. No mystery.
01
Tell us what to protect
Auto, home, renters, umbrella, specialty — start with whatever’s top of mind. The form adapts to your situation, not the other way around.
02
We shop your carriers
Independent, not captive. We pull quotes from the A-rated carriers most likely to be competitive for your specific driver and property profile.
03
An advisor reviews with you
Compare side by side. A real person walks you through what each policy covers, where the deductibles bite, and which bundle math actually wins.
04
Bind. ID cards. Done.
Most policies bind same-day, discounts apply automatically, and we handle the cancellation date on your old policy so there’s no coverage gap.
Common questions
Asked & answered.
Still wondering about something? A real advisor is a phone call away.
How fast can I get coverage?
Most personal-lines policies bind the same day. Auto and renters are typically immediate; home and umbrella may take 24–48 hours depending on the carrier’s inspection process.
What information do I need to apply?
For auto: driver license number(s), vehicle VINs or year/make/model, and garaging address. For home: property address, year built, square footage, and basic construction details. Renters needs only your address and a personal-property estimate.
How much does personal insurance cost?
Rates vary heavily by driving history, property characteristics, location, and coverage limits. Auto typically ranges $80–$250/month per driver; home runs $90–$300/month depending on dwelling value; umbrella starts around $20/month for $1M of coverage.
Do you bundle home and auto?
Yes — most carriers we work with offer 10–25% multi-policy discounts when you bundle home + auto, with additional savings when umbrella is added. We shop bundles across multiple carriers to find the best combined rate, not just the best standalone quote.
Which states do you cover?
We’re headquartered in Washington and licensed across nine western states: Washington, Oregon, Idaho, California, Montana, Arizona, Nevada, Texas, and Utah. Wherever you are in that footprint, you work with the same Trestle advisor.
Can I switch from my current carrier mid-policy?
Yes. Carriers prorate refunds for unused premium, and most allow cancellation at any time. We time the new policy’s effective date to the day after your current one cancels, so you never have a coverage gap.
Let’s protect what you’ve built.
Start a quote in a few minutes, or talk it through with a licensed Northwest advisor. No obligation, ever.
Trestle Insurance Partners · Independent insurance agency