Coverage that starts where the HOA’s stops.
Your association’s master policy covers the building’s exterior and common areas. An HO-6 condo policy covers everything inside your walls, your belongings, your liability — and the assessments the master policy leaves to you.
Starts around $25/month · shopped across multiple A-rated carriers
The protection that matters.
Walls-in property
Interior finishes, cabinetry, flooring, and fixtures the master policy typically excludes.
Personal property
Your furniture, electronics, and belongings against theft, fire, and covered disasters.
Loss assessment
Covers your share of a special assessment when a covered loss exceeds the master policy’s limits.
Liability & loss of use
Personal liability plus temporary housing if your unit becomes uninhabitable.
Straight talk, no jargon.
- Read your HOA’s master policy — "bare walls" vs. "all-in" changes how much HO-6 you need. We’ll interpret it with you.
- Loss-assessment coverage is the piece most condo owners are under-insured on.
- Bundling condo with auto unlocks the same multi-policy discounts as a house would.
Condo questions.
Still wondering about something? A real advisor is a phone call away.
What’s the difference from homeowners?
How much loss-assessment coverage do I need?
Do I need it if my HOA has insurance?
Let’s get you covered.
Start your condo quote in a few minutes, or talk it through with a licensed Northwest advisor. No obligation, ever.