Protect the home you built your life in.
Dwelling, contents, personal liability, and loss-of-use coverage sized to what it would actually cost to rebuild — with earthquake and wildfire treated as first-class questions, not afterthoughts.
Starts around $90/month · shopped across multiple A-rated carriers
The protection that matters.
Dwelling & other structures
Rebuild cost for your home, garage, and fences — based on real replacement cost, not a number pulled from your purchase price.
Personal property
Your belongings, on or off the premises, with replacement-cost options so a five-year-old couch is replaced, not depreciated.
Liability & medical
If someone’s hurt on your property or you’re found liable for damage, this covers legal costs and judgments up to your limit.
Loss of use
Pays for somewhere to live and your added expenses while your home is repaired after a covered loss.
Straight talk, no jargon.
- Earthquake and flood are separate policies in most of the West — we’ll tell you plainly whether you need them.
- Wildfire scoring varies hugely by carrier east of the Cascades; we shop the ones that price your area fairly.
- Bundling home with auto is where the biggest multi-policy savings usually show up.
Home questions.
Still wondering about something? A real advisor is a phone call away.
Is earthquake coverage included?
How is my dwelling limit set?
Will a prior claim raise my rate?
Let’s get you covered.
Start your home quote in a few minutes, or talk it through with a licensed Northwest advisor. No obligation, ever.