Big protection for about a coffee a week.
Your landlord’s policy covers the building — not your stuff or your liability. Renters insurance covers both, usually for around $15/month, and is often required on your lease anyway.
Starts around $15/month · shopped across multiple A-rated carriers
The protection that matters.
Personal property
Your furniture, electronics, and belongings — covered against theft, fire, and most disasters, at home or away.
Personal liability
If a guest is injured in your unit or you accidentally damage someone’s property, this covers it.
Loss of use
Pays for temporary housing if your rental becomes uninhabitable after a covered loss.
Replacement cost
Optional replacement-cost coverage replaces items new instead of paying depreciated value.
Straight talk, no jargon.
- Most leases require it — and naming your landlord as an interested party is a two-minute add.
- Bundling renters with your auto policy often makes the renters policy nearly free after the discount.
- A quick home inventory (photos of each room) makes any future claim dramatically easier.
Renters questions.
Still wondering about something? A real advisor is a phone call away.
How much coverage do I need?
Why is it so inexpensive?
Does it cover my roommate?
Let’s get you covered.
Start your renters quote in a few minutes, or talk it through with a licensed Northwest advisor. No obligation, ever.