The cheapest dollar of protection you can buy.
A personal umbrella adds $1M or more of liability protection on top of your auto and home policies — for the day a claim blows past your underlying limits and reaches for everything you’ve built.
Starts around $20/month · shopped across multiple A-rated carriers
The protection that matters.
Extra liability
Adds $1M–$5M of coverage above the limits on your auto, home, and watercraft policies.
Legal defense
Covers attorney costs — often on top of your limit — if you’re sued for a covered claim.
Broad situations
Libel, slander, and certain landlord liabilities many people don’t realize their base policies exclude.
Asset protection
Shields your savings, home equity, and future earnings from a judgment that exceeds your other policies.
Straight talk, no jargon.
- Most $1M umbrellas run roughly $15–$30/month — pennies relative to what they protect.
- Carriers require minimum underlying limits on your auto and home first; we set those up correctly.
- If you have teen drivers, rental property, a pool, or a dog, an umbrella is rarely optional.
Umbrella questions.
Still wondering about something? A real advisor is a phone call away.
Do I really need an umbrella?
How much does it cost?
What do I need to qualify?
Let’s get you covered.
Start your umbrella quote in a few minutes, or talk it through with a licensed Northwest advisor. No obligation, ever.