Motorcycle insurance

Coverage built for the open road.

Liability, comprehensive, and collision for street, sport, cruiser, and touring bikes — plus the accessory and gear coverage that off-the-shelf policies tend to forget.

Starts around $20/month · shopped across multiple A-rated carriers

Motorcycle Insurance
What’s covered

The protection that matters.

Liability

Bodily injury and property damage if you’re at fault — the foundation every ride needs.

Comp & collision

Repairs or replaces your bike after a crash, theft, tip-over, or storm.

Accessories & custom parts

Covers chrome, saddlebags, exhausts, and custom work standard policies under-insure.

Safety apparel

Helmets, jackets, and riding gear damaged in a covered accident.

Good to know

Straight talk, no jargon.

  • Many carriers offer reduced "lay-up" rates for the months your bike is stored for winter.
  • Safety-course completion and multi-bike discounts are shopped automatically.
  • Bundling your motorcycle with auto or home usually lowers both premiums.
Common questions

Motorcycle questions.

Still wondering about something? A real advisor is a phone call away.

Can I pause coverage in winter?
Many carriers offer lay-up provisions that reduce premium while keeping comprehensive (theft/fire) coverage active during storage. We’ll set it up if it fits how you ride.
Are my custom parts covered?
Only up to a small default on most policies — we add accessory/custom-parts coverage to match what you’ve actually invested in the bike.
Does it cover my gear?
With safety-apparel coverage, yes — helmets and riding gear damaged in a covered accident are included up to your selected limit.

Let’s get you covered.

Start your motorcycle quote in a few minutes, or talk it through with a licensed Northwest advisor. No obligation, ever.

Trestle Insurance Partners · Independent insurance agency