Terms of Service

Effective Date: January 29, 2026

1. Agreement to Terms

Welcome to Trestle Insurance Partners By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

These Terms constitute a legally binding agreement between you and Trestle Insurance Partners, a Washington State licensed insurance agency (License #LICENSE_TBD).

2. Our Services

2.1 What We Are

Trestle Insurance Partners is a licensed insurance agency in the State of Washington. We help businesses find and purchase insurance coverage from licensed insurance carriers.

2.2 What We Are Not

Important: Trestle is NOT an insurance company. We do not underwrite, issue, or service insurance policies. All insurance products are underwritten and issued by third-party insurance carriers.

2.3 Technology Disclosure

Our website uses technology-assisted tools, including AI systems, to help match your business with coverage options. These tools:

  • Do NOT make underwriting decisions
  • Do NOT determine your eligibility for coverage
  • Do NOT set final premium rates
  • Do NOT make coverage or claims decisions

All recommendations are reviewed by licensed insurance professionals, and final decisions are made by insurance carriers.

3. Quotes and Coverage

Quotes displayed on our website are preliminary estimates based on the information you provide. These quotes are for informational purposes only and do not constitute an offer of insurance or a guarantee of coverage.

Final premium rates, coverage terms, and conditions are determined solely by the issuing insurance carrier after full underwriting review.

4. Your Responsibilities

You agree to provide accurate, complete, and truthful information when using our services. Providing false or misleading information may result in denial of coverage, cancellation of policies, or denial of claims.

5. Compensation Disclosure

Trestle receives compensation from insurance carriers in the form of commissions when you purchase a policy through us. This compensation does not increase the premium you pay.

6. Privacy

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your data.

7. Limitation of Liability

To the maximum extent permitted by law, Trestle Insurance Partners shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services.

8. SMS/Text Messaging Terms

If you opt in to receive text messages from Trestle Insurance Partners, the following terms apply. Message frequency may vary. Standard message and data rates may apply.

  • You can cancel this service at any time. Just text "STOP" to opt out. After you send the message "STOP" to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us. If you want to join again, just sign up as you did the first time and we will start sending messages to you again.
  • If at any time you forget what keywords are supported, just text "HELP". After you send the message "HELP" to us, we will respond with instructions on how to use our service as well as how to unsubscribe.
  • Carriers are not liable for delayed or undelivered messages.
  • For all questions about the services provided by this short code, you can send an email to hello@trestleins.com.
  • If you have any questions regarding privacy, please read our Privacy Policy.

9. Contact Us

Trestle Insurance Partners

Phone: (425) 555-0100

Email: legal@trestleins.com